Buying process

Moving house can be a bit of a juggling act, particularly if you're buying and selling at the same time. Our expert advice will help you achieve a hassle-free home move and put your foot firmly on the property ladder or indeed help you to increase your property portfolio.

Property search

Register your property requirements with us, either in person or on the telephone. This gives us a clear understanding of your particular requirements. You can then start viewing with one of our experienced sales agents.

Feedback

Feedback is extremely important, so please feel free to be as honest as possible and ask as many questions as you like. This will help us have a better understanding of your exact needs as well as giving the homeowner some sound advice on potential buyers thoughts.

Buying process

Mortgage

You can minimise your risk of losing your ideal home to another buyer by ensuring that you are financially prepared by arranging all your finances as early as possible and your DIP (Decision in Principal).

Land Estates are happy to assist/advise any buyer regarding their finances.

Instruct a Solicitor

You will need to find a solicitor to carry out the legal work.

Land Estates are happy to put you in touch with our recommended solicitors; More Solicitors. For further information, please click on our conveyancing link.

Offer

Once you have chosen your perfect new home and your offer has been accepted, our sales progressor will submit your offer to the vendor. Once your offer has been accepted this will be put in writing to you.

Offer Accepted

You will now need to instruct your solicitor to act on your behalf and inform your mortgage broker or bank to proceed with the full application. The lender will arrange your valuation/survey.

Buying process

Conveyancing

The conveyancer will send you their Client Care Pack – which you will complete, sign and send back to them, thereby formally instructing them to act on your behalf. The conveyancer will act on your behalf throughout, they will carry out the searches and raise any enquiries against the property you are purchasing. You will, in the meantime receive your mortgage offer, hence confirming that your lender is satisfied that your property in structurally sound and their commitment to lend you the agreed amount.

Exchange of Contracts

Your solicitor will request that you transfer your deposit (usually 10% of the sale price). You and the seller will both sign the final contract. Your deposit will then be transferred to your sellers solicitor.

Completion

The mortgage lender then transfers the remainder of the funds to your solicitor who in turn will then transfer it to the sellers solicitors account.