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Sales, Lettings & Management

A Recap of The Rental Market in Dartford in June 2023

Dartford Rental Market in June 2023

In our last newsletter, we outlined the changes coming into play in the near future under the Renters (Reform) Bill. You may still have some questions around these changes, from timelines to affordability for referencing. We’ve put together the answers to some of the top questions asked in a recent webinar with experts. As before, […]

A Complete Guide: The Renters Reform Bill May 2023.

Renters Reform Bill 2023

The long-expected Renters (Reform) Bill was finally published on 17th May 2023, proposing the most significant reform of the private rented sector in England in over 30 years. What does the Bill cover? The Bill includes proposals to:  Land Estates have been following the National Residential Landlords Association(NRLA) and itscampaign for positive change to the […]

7 Benefits of choosing an Agent to manage your property in Dartford?

Landlords have a choice when it comes to managing their rentals in Dartford: They can decide to do it themselves, or they can entrust property managers.  Property investment is a favourite in the British investment portfolio because, unlike other assets, properties are tangible. Yet, this doesn’t mean that property management is a breeze! In fact, […]

What will happen to house prices in 2023 in Dartford?

House Price Predictions Dartford 2023

If you’re a UK homeowner, knowing what to do with your property in 2023 can be a little confusing to say the least. If you’re considering property sales in Dartford, understanding what will happen to house prices over the coming year will be of huge importance.  Our Dartford property agents explain that situations in Kent […]

Property prices, mortgages, inflation: What’s going to happen next?

Dartford Property Specialists

Top of mind for many homeowners and landlords these days is inflation and how it is impacting the real estate market and property prices. It’s an important topic for many people and, therefore, worth taking the time to dive deeper into what’s unfolding and what the future holds. You likely have many questions you want […]

What the mini budget means for buying your next property in Dartford

estate agents in dartford

Are you looking to buy a property in Dartford? Then the UK government’s new mini budget has good news for you. Read on to find out more. The mini budget announced by the UK government on Friday September 23 aims to tackle issues including high energy costs and inflation – and much of its efforts […]

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Steven Hall Mortgage Advisor

Steven Hall

Hi, my name is Steve and I am a Mortgage & Protection adviser covering the south-east of England.

I have personally been involved in the Mortgage and protection industry for over 15 years, with 13 of those as an Adviser.

Here’s just some of the types of scenarios we can help with:
• Residential Purchases and Re-mortgages
• Buy to Let Purchases and Re-mortgages
• Let to Buy Re-mortgages
• Help to buy mortgages
• Right to buy mortgages
• Shared Ownership Mortgages
• Capital raising for home improvements or deposit on investment properties

I am always more than happy to discuss any enquiries you may have. We offer a very personal service and pride ourselves on taking the time to find the perfect solution for your requirements.

So how does it work? We normally start with an initial call that lasts 5-10 minutes to establish if your expectations are realistic and if we are likely to be able to help you. If that goes well we can then look to set up a full mortgage appointment. Normally this is via a video meeting. Our aim then is to give you an idea of the likely costs, how much you can borrow and ultimately working towards providing you with something called a ‘decision in principle’. A decision in principle is a certificate from a prospective lender that confirms that your credit history is acceptable and how much you can borrow. This will give you the confidence that you are in a position to make an offer on a property and ensure that you are taken seriously by an estate agent and the vendor. Note that many estate agents will not even allow a viewing until you have a decision in principle. Lastly, once you find a property and your offer is accepted, we then guide you through the whole mortgage application process with the aim of making it as simple as possible for you.


We typically charge a fee of £399 payable at the point of application for a purchase or on completion for a re-mortgage, however this will be dependent on your personal circumstances.


Expert Financial Services Ltd is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No.9617865 3 Greystones Road, Bearsted, Maidstone, Kent, ME15 8PD. Head Office: 25 Nightingale Avenue, Whitstable, Kent, CT5 4TR